Zurich Accident and Health Insurance
Corporate and commercial insurance
Zurich launched the Accident and Health insurance business in 2009 for the Beijing market. Leveraging our 140 years’ global experience, Zurich is committed to providing comprehensive insurance solutions and quality services for local customers.
Global and local expertise on accident and health insurance products and client services
Convenient “one-stop” service covering consultation, application, payment and claim handling
On top of our comprehensive coverage, we impose fewer restrictions and offer convenient application procedures. Zurich Accident and Health insurance is more than just peace of mind for your employees. We believe our outstanding products and services will add value to your intelligent management decision.
Currently we are offering Group Personal Accident and Group Travel Accident for the Beijing market:
Group Personal Accident
• Tailor-made insurance solutions to maximize premium savings for customers
• Extensive coverage in countries and regions and coverage of short-term risk
• Covers a broader age range; up to 65-years of age
• Cover in-patient hospital allowance and with surgery allowance
• Extendable coverage on passive war and terrorism as required
• Multiple payment mechanism：If an accident meets the definition of a number of specific incidents, the insured may obtain multiple payments
• Overseas travel death benefit provides additional accidental death benefit for the employees who go abroad frequently
• Travel assistance：a 24-hour hotline and referral service is available. If the insured is overtaken by misfortune or accident when traveling abroad, emergency medical evacuation, repatriation and repatriation of mortal remains will be provided.
Group Travel Accident
• Covers a broader age range; up to 80-years of age
• Tailor-made insurance policies; flexible setting on deductible for medical expenses due to acute illness and meet requirements for Schengen visa
• Comprehensive coverage: in addition to the life insurance, could write personal liability and property insurance as well as travel interruption
• Extendable coverage on high risk activities such as skiing, diving, skating and bungee jumping etc.
• Can coverage of Terrorism risk as requiredCan provide coverage sudden and unforeseen war, invasion, act of foreign military forces, hostilities, civil war, riot, revolution, insurrection and armed coup
• Travel days of single overseas trip can be up to 180 days in annual policy