Zurich insurance provides comprehensive property and engineering insurance services and products to fully meet the insurance needs of different businesses and different levels of enterprises.

Our Products

Property Insurance

Provides coverage against accidental loss of or damage to property caused by perils such as fire, explosion, lightning, heavy rain, floods, storms, typhoons and aircraft.

Property All Risk Insurance

Provides coverage against physical loss of or damage to property caused by Natural Hazards or Accidents not excluded from the policy.

Business Interruption Insurance

Provides coverage against business interruption and subsequent loss of gross profit following accidental loss of or damage to property caused by hazards insured under Property All Risk or Property Insurance policy.

Money

Provides coverage against loss of or damage to Money insured on the premises or during transit outside the premises. We offer “named perils” or “all risk” cover for the customers to choose. Money means Cash, Bank Notes, Currency Notes, Credit Card Vouchers, Cheques, Money Orders, Postal Orders, Bills of Exchange or current unused Postage Stamps all the Insured's own or for which he is responsible.

Electronic Equipment Insurance

Provides coverage against physical loss of or damage to electronic equipment caused by sudden, unforeseen and accidental events not excluded by the policy.

Machinery Breakdown Insurance

Provides coverage against physical loss of or damage to the machinery caused by sudden, unforeseen and accidental events such as faulty design, faults in erection, explosion, short-circuit, lack of skill.

Construction / Erection All Risks Insurance

Provide coverage against material damages caused by natural catastrophes or sudden or accidental losses, including third-party property damage and bodily injury.

Delay- In-Startup Insurance

Provide coverage against negative impacts on the Insured’s interests resulting from project delay in startup, caused by natural catastrophes or sudden or accidental losses.

Contractors’ Plant and Machinery Insurance

Provide coverage against physical damages of contractors’ plant and machinery.

( Note: the above coverage is only a brief summary. For details, please refer to exceptions, terms and conditions of the policy,which is filed with CBIRC. )