Zurich's liability policies provide coverage for clients when they become legally obligated to pay for a third party due to "bodily injury" or "property damage" arising out of business operation. With the wide risk appetite, tailor-made coverage and reliable professional service and claim handling, Zurich is capable of offering a risk solution to meet client’s requirements.
Our Advantages
Multinational capabilities in more than 170 countries
One of the largest insurers in business worldwide
A global network of over 1000 risk engineers and 8000 claims professionals
Market leader in international programs
S&P Financial Strength Rating AA, AM Best Rating A+*
Ability to provide compliant Global Programs
*S&P’s financial strength rating of Zurich Insurance Company Ltd as of March 15, 2021, 2018; AM Best’s financial strength rating of Zurich Insurance Company Ltd as of Sept 19, 2019
Our Products
Product Liability
Indemnifies the insured against all sums which the insured becomes legally liable to pay in respect to accidental bodily injury or property damage to the third party, arising out of the insured products manufactured, sold or distributed by the insured.
Public Liability
Indemnifies the insured against all sums which the insured becomes legally liable to pay in respect of accidental bodily injury or property damage to the third party, arising at the insured's business premises.
Employer's Liability
Indemnifies the insured (the employer) for all sums which the insured (the employer) shall become legally obligated to pay as damages because of bodily injury sustained by any employee of the insured (the employer) arising out of and in the course of his employment with the employer.
Commercial General Liability
Comprehensive in nature, indemnifies the insured against all sums which the insured becomes legally liable to pay in respect of accidental bodily injury or property damage to the third party, arising out of the insured's business operation, including product's liability, public liability, advertising liability and other extension coverage.
Besides, we also provide the following products for complicated risk management program：
Excess liability
Umbrella liability
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